Up to 4.25% on cash, 1.5% back on spend, $0 fees. InstaSwitch gets your business running on Rho in as little as 15 minutes.
rho.instaswitch.co · your switch, ready
Rho Cash (Checking) ··4821
Loaded automatically, nothing to type
CONNECTED
INCOME
S
Stripe payouts
last 120 days
$155,024
PAYROLL
G
Gusto
twice monthly
$34,345
per run
PAYMENTS
9
9 recurring payments
on autopay
$5,256
per month
12
12 clients
pay you by ACH or wire
To notify
we draft it
Operational activity identified, so the business keeps running and nothing gets missed.
THE REASON TO MOVE
Up to 4.25%
Net yield on idle cash
Rho Treasury puts reserves into T-Bills that settle in 2 to 3 days, with auto-transfers to Checking as needs change.
Up to 1.5%
Cashback on card spend
Spend leaving over ACH earns nothing. The same spend on Rho cards earns, no personal guarantee required.
Up to $75M
FDIC insurance on savings
Savings sweeps spread deposits across program banks, far past the $250K a single account covers.
$0
Same-day ACH, wires, and checks
Zero subscription, per-user, and minimum fees. Moving your own money stops costing money.
One card
Per vendor, with an off switch
Vendor cards carry each vendor’s name and history. Cancel an unwanted subscription in one click.
Included
AP, expenses, and accounting automation
Invoices scanned with AI, receipts by text, books synced in real time. All at $0.
START YOUR SWITCH
The switch runs through your Rho account, so everything arrives prefilled.
1
Sign in to your Rho dashboard
The same place you bank every day
app.rho.co →
2
Open your banking settings
Banking → your account → settings
Settings
3
Scroll to the bottom and open Switch from another bank
Your Rho Client Engagement Manager can help run the switch with you on your onboarding call
Switch from another bank →
HOW IT WORKS
Progress saves at every step, so you can come back whenever you need.
Link your old account. If it was connected during onboarding, this step is already completed.
M
Old account
Connected securely
Reading 120 days of activity
Income, payroll, spend, vendors, clients
Review the list and prune it. That $40 AI tool you dropped in March? Drop it here.
INCOME
S
Stripe
KEEP
PAYROLL
G
Gusto
KEEP
PAYMENTS
A
Acme AI
$40/mo, unused since March
DROP
A recommended deposit, set from your history. A month of expenses stays in the old account, so the business keeps running. Funding instructions arrive prefilled, with direct links.
Recommended deposit
$567,240
Old account keeps one month of payroll and payments. Nothing bounces while you move.
Automatically switch your income, payroll, spend, vendors, and clients to Rho. Automated switches take as little as 30 seconds.
S
Stripe payouts → Rho
AUTOMATED
G
Gusto bank details → Rho
AUTOMATED
B
Bill.com → Rho
GUIDED
COMPLETING THE SWITCH
The average switch takes less than 15 minutes.
Doing it yourself
Dig through statements for who pays you and who you pay
Log into every tool, one by one, and hunt for the billing page
Guess how much to leave behind and hope payroll clears
Lose the thread, and the old account limps on for months
With InstaSwitch
Connect once. 120 days becomes one list: income, payroll, spend, vendors, clients
Automated switches in about 30 seconds, guided steps for the rest
A recommended deposit keeps payroll and payments covered, so nothing bounces
Progress saves. And your Rho team can pick up the list with you on any call
WHO YOU’RE JOINING
“It’s nice to feel so cared for.”
Atul Raghunathan
Founder & CRO
“Our accountants love them.”
Landseer Enga & Anam Hira
Co-founders
“They’ve scaled with us.”
James Jiang
Co-founder & CEO
DATA AND PRIVACY
What information does InstaSwitch collect?
+
Does InstaSwitch see or store my financial data?
+
Where is my data stored, and who else handles it?
+
How is my data protected?
+
How long is my data kept?
+
Full details: privacy policy and terms of service.
FIFTEEN MINUTES, ONCE
The yield, the cashback, the $0 fees: all waiting on one move.
Start your switch
→
Questions? Reach out to your Rho Client Engagement Manager.