Move money faster with Express ACH and expedited check deposits¹, earn up to 4.00% APY on savings², and pay $0 monthly fees on Lili Core³. InstaSwitch gets your business running on Lili in less than 15 minutes on average.
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CONNECTED
INCOME
Stripe payouts
last 120 days
$38,420
PAYROLL
Gusto
twice monthly
$2,140
per run
SPEND
9
9 recurring payments
on autopay
$1,180
per month
CLIENTS
12
12 clients
pay you by ACH or wire
To notify
notice drafted
Every moving part accounted for, so nothing quietly breaks while you switch.
THE REASON TO MOVE
$0 monthly fees on Lili Core
No hidden fees, no minimum deposit, no overdraft fees.
Up to 4.00% APY on savings
Daily earnings from the first dollar, with no lockups and no penalties.
Up to $3M FDIC⁴
Coverage through Lili’s sweep network of program banks, well past the $250K a single account covers.
High-speed payments
Express ACH, domestic and international wires⁵, and expedited check deposits. Move money fast when it matters.
Connect your business tools
Seamless integration with the platforms you already rely on: QuickBooks, Xero, Stripe, Gusto, Shopify, and 50+ more.
Business credit, built in
Get a business line of credit up to $250,000, fully embedded in your Lili account. Subject to approval.⁶
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC.
START YOUR SWITCH
The switch runs through your Lili account, so everything arrives prefilled.
1
Sign in to your Lili dashboard
Dashboard sits at the top of the Main Menu in the left panel
app.lili.co →
2
Click Start your switch
Your Lili account details are already filled in
Start your switch
HOW IT WORKS
None of it has to happen in one sitting.
Link your old account through Plaid or a statement upload.
Old account
Connected securely
Reading 120 days of activity
Income, payroll, spend, clients
Review the list and prune it. That $40 AI tool you dropped in March? Drop it here.
INCOME
Stripe
KEEP
PAYROLL
Gusto
KEEP
SPEND
A
Acme AI
$40/mo, unused since March
DROP
A recommended deposit, set from your history. Funding instructions arrive prefilled, with direct links.
Recommended deposit
$6,724
Old balance $12,184. One month of payroll and payments, $5,460, stays in the old account.
Automatically switch your income, payroll, spend, and clients to Lili. Automated switches take as little as 30 seconds. Tools that are not yet automated get manually verified guided steps.
Stripe payouts → Lili
AUTOMATED
Gusto bank details → Lili
AUTOMATED
QuickBooks → Lili
GUIDED
COMPLETING THE SWITCH
The average switch takes less than 15 minutes.
Doing it yourself
Dig through statements for who pays you and who you pay
Log into every tool, one by one, and hunt for the billing page
Guess how much to leave behind and hope payroll clears
Lose the thread, and the old account limps on for months
With InstaSwitch
Connect once. 120 days of activity becomes one list: income, payroll, spend, clients
Automated switches in as little as 30 seconds, manually verified guided steps for the rest
A recommended deposit keeps payroll and payments covered, so nothing bounces
Progress saves. Come back later and pick the list up where you left it
THE COMPANY YOU’RE IN
200K+
Businesses served
From sole props to multi employee operations.
+$2B
Deposited
Moved onto the platform to date.
4.7
Trustpilot rating
Across thousands of customer reviews.
50+
Business tools
Banking, accounting, invoicing, and taxes in one login.
DATA AND PRIVACY
What information does InstaSwitch collect?
+
Does InstaSwitch see or store my financial data?
+
Where is my data stored, and who else handles it?
+
How is my data protected?
+
How long is my data kept?
+
Full details: privacy policy and terms of service.
Fast payments, up to 4.00% APY, $3M in coverage: all waiting on one move.
Start your switch
→